2019 Health Savings Accounts Facts
A High Deductible Health Insurance Plan (HDHP) combined with a Health Savings Account (HSA) saves employers significant amounts of money on health insurance premiums. This advantage, along with many tax benefits for employees, has led to an explosion in the number of Health Savings Accounts. Turn to the new 2019 Health Savings Accounts Facts to obtain vital HSA questions and answers.
Over the last ten years, Health Savings Accounts (HSAs) have seen explosive growth. HSAs will only continue to grow and their application will be used in many retirement and health plans in the future. 2019 Health Savings Accounts Facts lets you seize the opportunities this growth presents, while avoiding both frequent—and less frequent—complications, problems, and mistakes.
The time-saving Q&A format means that we have the questions clients ask—connected directly to the answers you need—all based on the author’s extensive experience in this rapidly growing field. With over 800 questions, this book is the clear, concise, and comprehensive, single-source guide that enables you to immediately engage in real-world advising.
This resource saves professionals significant time searching numerous references for hard-to-find answers, because it puts this vital, and valuable information all in one place:
- HSA eligibility
- Contribution limitations
- HSA deductions
- Tax reporting
- Employer contributions
- Comparability testing
- Testing periods
2019 Health Savings Accounts Facts also includes regulatory materials, HSA worksheets, HSA forms, and numerous other charts, graphs, and checklists that clearly illustrate key topics.
The 2019 edition of Health Savings Accounts Facts has been fully revised, featuring:
- Updates to reflect changes in HSA rules and regulations
- More examples and planning points than past versions that break down and explain complicated HSA concepts
- New HSA forms issued by the IRS and created by the author to meet the increasingly creative ways HSAs are used
- New QSERA law questions, which helps provide small businesses with HSAs
- Inflation adjusted numbers for HSA limits
The product of years of real-world advising, 2019 Health Savings Accounts Facts is the one resource all insurance agents, accountants, financial advisors, attorneys, TPAs, and employee benefits & HR professionals need to confidently answer HSA questions with authority and certainty.
| Download Book link | https://s3.amazonaws.com/alm-epubs/9781949506075_epub.epub |
|---|---|
| Publication Date | October 16, 2018 |
| ISBN | 9781949506068 |
| EISBN | 9781949506075 |
| Page Count | 442 |
| Author | Whitney Richard Johnson, Esq. |
| Edition | 2019 |
TABLE OF CONTENTS
List of Questions..................................................................................................................... Page xi
Part I: Introduction........................................................................................................... Q 1 - Q 14
Part II: Health Care Reform’s Impact on Health Savings Accounts................................. Q 15 - Q 31
Part III: Eligibility........................................................................................................ Q 32 - Q 150
Part IV: Establishment................................................................................................ Q 151 - Q 218
Part V: Contributions................................................................................................. Q 219 - Q 295
Part VI: Transfers and Rollovers................................................................................. Q 296 - Q 358
Part VII: Testing Periods............................................................................................ Q 359 - Q 392
Part VIII: Distributions............................................................................................... Q 393 - Q 507
Part IX: Tax Issues...................................................................................................... Q 508 - Q 564
Part X: Employer Issues.............................................................................................. Q 565 - Q 663
Part XI: Comparability................................................................................................ Q 664 - Q 759
Part XII: Custodial Issues............................................................................................ Q 760 - Q 807
APPENDICES
Appendix A: Forms.............................................................................................................. Page 321
Appendix B: Worksheets...................................................................................................... Page 333
Appendix C: References to Laws, Regulations and Other Government Guidance................. Page 357
Index ................................................................................................................................. Page 361
For substantive updates to this product please visit: pro.nuco.com/booksupplements/hsas
