The Annuity Handbook, 4th Edition

The easy-to-understand format and writing style has earned The Annuity Handbook a nickname of “Annuities 101” in financial circles. Discover everything needed to continue as your clients’ trusted advisor with comprehensive explanations, including:

• Market value adjustments
• Owner-driven contracts
• Split annuity sales ideas
• Retirement income planning
• Guaranteed minimum interest rate index
• Bonus annuities
• Trust ownership of annuities
• Guaranteed death benefits

Summary Table of Contents:

• The Definition of an Annuity
• The Parties to an Annuity
• Standard Annuity Contract Provisions
• The Various Types of Annuities
• Fixed Annuities
• Variable Annuities
• Equity-Indexed Annuities
• The Uses of Annuities
• Income Taxation of Annuities
• Estate Taxation of Annuities
• Gift Taxation of Annuities
• Actuarial Tables
• Examples of Exclusion Ratio Calculations
• Internal Revenue Code Sections
• Sample Annuity Applications